Alternative Lenders’ No More – How Fintech Players Are Challenging the Dominance of Incumbent Banks

In the bustling world of finance, it’s no secret that change is the only constant. And that’s why we love it, isn’t it? No room for monotony or complacency. Over time, the towering figures of traditional banking have managed to hold the financial helm, navigating us through the tumultuous seas of the economy. But times […]

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Can AI and ML Really Benefit SMEs?

Have you noticed how the buzz around AI and machine learning seems to be everywhere these days? It’s like they’re the hottest topics at every virtual watercooler conversation. Well, fear not, because today we will dive into the exciting world of AI and machine learning and explore how these technological wonders can bring a wealth […]

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How to avoid data overload

If you’re actively involved in the constantly evolving world of finance and technology, you’re no stranger to the vast amount of data swirling around. Data has become the lifeblood of our industry, fuelling innovation, driving decision-making, and shaping the future of financial services. However, amidst this sea of information, there’s a peril lurking just beneath […]

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What is the impact of rising interest rates on SMEs?

Welcome back to the Fintech CEO series, where I dive into the hottest topics in the financial world. In this instalment, we’re going to talk about something that affects everyone, from governments and banks to businesses and consumers: interest rates. You’ve probably heard that interest rates are on the rise, but do you know what […]

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How fintech lenders are streamlining SME loan applications

Imagine you are a small business owner who needs a loan to buy new equipment, hire more staff or expand your market. You have a solid business plan, a loyal customer base and a positive cash flow. But when you approach your bank for a loan, you are faced with a long and complex application […]

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Lending 3.0 – How real-time data has transformed the face of finance

What is Lending 3.0?  Lending 3.0 is a term that describes how real-time data has revolutionised the way lenders and borrowers interact and transact. As for real-time data, that refers to information that is collected, processed, and delivered instantly or near-instantly, such as bank transactions, credit scores, social media activity, online behaviour, and more. By […]

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