FOR SMEs

Transformative real-time financial
insights from Pulse

Track cash flow, optimise your expenses, and make data driven decisions, helping your business towards growth and success.

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FEATURES

What Pulse offers

Real-time financial insights

Our intuitive portal will grant you the ability to understand your financial data at a simple glance, and by enabling SMEs to seamlessly share open accounting and open banking data, our interface means you will have 24/7, real–time access to your cash flow numbers, expenses, and overall financial performance.

  • Accessible anywhere: Our platform is accessible from anywhere, all you need is an internet connection to view your real-time financial data, ensuring you’re ready to face any business challenge as and when it comes.

  • Seamless integration: Our platform integrates with open accounting and open banking software, and with your permission, can access your complete financial data to generate invaluable small business financial insights.

  • Improved decision making: With a clear picture of your finances, you’ll be able to make immediate decisions based on up-to-date information, all broken down and explained via easy-to-understand infographics.

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UNDERSTAND YOUR BUSINESS PERFORMANCE EVERY STEP OF THE WAY.

Business performance and trend analysis

We’ll help you take the guesswork out of managing your business, giving clear and detailed insights into your performance through our platform’s robust business performance and trend analysis features. Pulse enables you to monitor all the key metrics that matter for your growth, including profit margins, sales trends, and even your expense patterns.

  • Clear performance metrics: Our platform allows you to track your profits, expenses, and revenue, broken down and displayed through our user-friendly visual tools.

  • Trend identification: We help you spot patterns in your business, whether it’s a sales dip or you find your costs increasing unexpectedly, you can adjust your financial strategies accordingly with every update.

  • Data driven adjustments: With our fintech you’ll get all the insights you need to make strategic adjustments in real time, helping you react to changing circumstances while maintaining peak performance.

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MEASURE YOUR SUCCESS WITH EASE.

Set and track business KPIs

Setting clear goals is important for any business, and with Pulse you can not only set those goals based on the insights our tools provide, but track and monitor them as your business progresses.

Our platform lets you define your key performance indicators based on your unique needs, helping to keep on top of your business objectives.

  • Customisable KPIs: You can set the performance goals that align most with your business plans, then track them through our intuitive platform to ensure you stay on top of your finances.

  • Real-time monitoring: Stay up to date with your progress with our live updates, keeping your key business metrics at the forefront of your strategies.

  • Automated alerts: Never fall behind or lose the target of your goals with our live notifications, enabling you to make immediate adjustments to stay on track.

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PROTECT YOUR BUSINESS FROM FINANCIAL RISKS.

Fraud detection and prevention

Our platform uses cutting edge algorithms to spot suspicious patterns in your finances, constantly monitoring for unusual activities and keeping your sensitive data safe. Whether you experience an unauthorised transaction or an irregular financial event, we will alert you the moment something looks off.

  • Real-time alerts: We will notify you the second any suspicious financial activity occurs with your accounts, ensuring you can act immediately to address the issue.

  • Ensured fraud protection: By continuously monitoring for fraudulent activity we ensure your assets are safeguarded while minimising any chances of financial risk.

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MAKE SMARTER BUSINESS DECISIONS WITH CONFIDENCE.

Data-driven decision making

Our platform will provide your business with comprehensive, easy to understand, data driven insights, helping you to optimise your business strategies with the real-time financial information that our fintech delivers.

  • Actionable insights: Our platform will transform your complex financial data into simplified actionable insights that can be utilised to guide better decisions.

  • Strategic planning: Through these actionable insights you can also develop informed strategies that are guaranteed to boost business efficiency and aid growth.

  • Business optimisation: Because our platform works in real-time, it means you can quickly identify opportunities to enhance your profitability margins while streamlining operations.

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GET ACTIONABLE FINANCIAL REPORTS EVERY MONTH.

Monthly management accounts

Our reports will give you a comprehensive snapshot of your business’s financial health, every month, ensuring you maintain a clear understanding of how your enterprise is performing. By pulling data from your accounting and banking information and transforming it into easy to understand reports, we will highlight all of your key metrics to keep you on track.

 

Your monthly management accounts will include essential information on your profit and loss statements, balance sheets, and cash flow summaries, enabling you to make decisions based on up to date and reliable data. Our reports will also ensure you have all the information you need, presented via Pulse’s easy to read portal.

  • Automated reporting: Our monthly reports are delivered without the need of manual inputs, reducing time spent on financial admin and ensuring you get the important data you need on time, without fail.

  • Clear financial overviews: Every report provides detailed breakdowns of your income, expenses, cash flow, and profitability, displayed and explained in easily understood formats.

  • Receivables and payables: Pulse tracks any outstanding invoices or payments to ensure that you stay on top of your cash flow management at all times.

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KEEP TRACK OF YOUR BUSINESS’S CREDIT HEALTH.

Business credit score

Pulse provides you with the tools and insights to help you improve and maintain your creditworthiness, improving your chances of a successful loan application with lenders, and ensuring you can get the best loan terms.

 

With our financial management tools, you can keep track of your income and expenses, ensuring you can make timely payments while maintaining a healthy cash flow, all crucial components of maintaining a strong credit profile for your brand.

  • Proactive risk management: Our platform can identify customers who consistently pay late, alerting you so you can amend any problems, and helping to ensure you always have enough cash to pay your bills.

  • Financial management: Our insights will ensure you stay on top of your cash flow, and ensure your own payments are on time to improve your credit rating.

  • Indirect credit improvements: By using Pulse to manage your finances effectively, you’ll increase your credit rating and easily be able to maintain an excellent score.

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Industry Benchmarking

Debtor Analysis

Cashflow Forecasting

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PROCESS

How it works

From signing up to linking your financial data, getting started with Pulse is quick and easy. Just follow the three simple steps below to begin!

STEP 1

Create your Pulse account by completing our quick and easy registration process

STEP 2

Subscribe to our annual SME package to get full access to the platform

STEP 3

Gain access to real-time financial insights and start tracking your cash flow

PROTECTION

Safe and secure, as it should be

Built on trusted protocols and certified by Cyber Essentials Plus, we make it our priority to deliver class-leading security.

Leveraging the power of Microsoft Azure, Pulse ensures your data is managed on a secure, reliable, and scalable platform. We protect your financial information with comprehensive encryption, both at rest and in transit, and employ stringent security measures such as multi-factor authentication, geo-fencing, and IP restrictions to block unauthorised access.

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Remember

Every device and user in the Pulse network benefits from enhanced protection through Microsoft Entra ID, guaranteeing the security of your digital identity at all turns.

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PARTNER ECOSYSTEM

Who we work with

At the heart of Pulse, we work with some of the market leading technology and service providers to deliver the best product capabilities and solutions for SMEs.

Whether you’re looking to streamline operations, enhance your marketing strategies, or explore new financial technologies, our marketplace is your gateway to a world of expertise.

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TESTIMONIALS

Why work with us?

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FAQs

How can Pulse support my SME's growth plans?

Pulse is designed to be a powerful ally in your SME’s growth journey. Our system provides you with comprehensive, real-time financial insights that are crucial for planning and managing growth. Through our innovative interface, which leverages read-only access to your financial data, we offer key performance data reports including turnover trends, profits and losses, and margin and liquidity analysis. These insights allow you to identify growth opportunities, track the financial impact of your expansion efforts, and make data-driven decisions about where to allocate resources for maximum growth. Additionally, our monthly reports provide actionable insights tailored to your business, helping you stay on track with your growth targets and adjust your strategies as needed.

Can Pulse help my SME scale operations efficiently?

Absolutely! Scaling a business efficiently requires a clear understanding of your financial position and performance, which is exactly what Pulse provides. By utilising Open Banking and Open Accounting technologies, Pulse delivers real-time financial data and cash flow projections. This allows you to monitor the financial health of your business as you scale, ensuring that growth doesn’t come at the expense of profitability or cash flow. Our system can help you identify which areas of your business are most profitable and scalable, guide decisions about hiring and resource allocation, and provide early warning signs if scaling efforts are putting strain on your finances. This data-driven approach to scaling can help you grow your business more efficiently and sustainably.

How does Pulse help my SME manage finances across multiple locations or departments?

As your SME grows, managing finances across multiple locations or departments can become increasingly complex. Pulse simplifies this process by consolidating all your financial data into one easy-to-use platform. Our system provides real-time analytics for your entire business, allowing you to compare performance across different locations or departments. You can easily identify which areas are performing well and which might need attention. This birds-eye view of your finances, combined with the ability to drill down into specific details, makes it easier to manage a growing, multi-faceted business. Whether you’re operating multiple retail locations, diverse product lines, or various service departments, Pulse gives you the financial oversight you need to manage and grow your expanding business effectively.

Can Pulse help my SME track key performance indicators (KPIs) as we grow?

Yes! Pulse is an invaluable tool for tracking key performance indicators (KPIs), especially for growing SMEs. Our portal offers a comprehensive view of your business’s performance through carefully selected KPIs, which you can choose to display the moment you log in. By analysing your real-time financial data and historical trends, Pulse can track and display a wide range of KPIs crucial for monitoring your business’s health and growth.

These KPIs can be pivotal when assessing your business’s performance, whether you’re evaluating the success of a new market entry, measuring the impact of a new product launch, or monitoring the efficiency of your scaled operations. The real-time nature of our data means your KPIs are always based on the most up-to-date information, allowing you to quickly identify trends, spot potential issues, and capitalise on opportunities as they arise. This data-driven approach to performance tracking can help you make more informed decisions about resource allocation, process improvements, and strategic planning, ultimately supporting your SME’s sustainable growth.

How can Pulse help my growing SME attract investors or secure additional funding?

As your SME grows, you may need to attract investors or secure additional funding. Pulse can be a powerful asset in these endeavors. Our system keeps your management accounts up to date through real-time analytics, ensuring you always have accurate, current financial data to present to potential investors or lenders. The comprehensive financial reports generated by Pulse, including profit and loss statements, cash flow projections, and key performance indicators, can demonstrate your business’s financial health and growth potential in a clear, professional manner. Moreover, the fact that you’re using a sophisticated financial management tool like Pulse can itself be impressive to investors, showing that you’re serious about financial transparency and data-driven decision-making. This level of financial clarity and professionalism can significantly enhance your chances of securing the funding you need to fuel your SME’s continued growth.

Ready to leverage Pulse for your SME’s growth and scaling efforts? Sign up here or contact our team to learn more about how Pulse can support your business’s expansion plans.

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