Understanding the foundationUnderstanding the foundation
So, what is
Open Accounting?
Opening Accounting is the new golden child in financial services – and for good reason! It enables third parties, including banks, fintechs and alternative lenders, to source up to date financial data to provide an accurate picture of each and every business they work with.
The benefit of this is that products and services can be catered exactly to a business’s needs, with more bespoke options available than ever before.
However, it’s important to add that this data can only be accessed, with express permission from the customer and it can be revoked at any time, should the customer change their mind.
What are the benefits of Open Accounting?
- It provides data that third parties can use to create bespoke solutions
- It provides real time access
How can Open Accounting help Fintechs?
With Open Accounting, a business’ accounting information is readily available, making it quicker for lenders to access
Taking Open Banking a step further…
Open accounting enables lending institutions and other app providers to incorporate accounting data

Challenging common assumptionsChallenging common assumptions
Isn’t banking data the be all
and end all?
Join the Revolution & use Open AccountingJoin the Revolution & use Open Accounting
Managing lending risks: Comprehensive
insight and cash flow analysis
Bank transaction data is valuable but not a complete lending solution. Merging Open Accounting
with Open Banking offers a full business view, enabling lenders to tailor loans to specific needs.
Ensuring the highest standards of information security.
ISO27001 Certified
Pulse has consistently adhered to the dynamic industry best practices and has been officially certified under the ISO/IEC 27001:2022 standard for Information Security Management Systems (ISMS).


Security at the core
Every device and user in the Pulse network benefits from enhanced protection through Microsoft Entra ID, guaranteeing the security of your digital identity at all turns.


Modern financial insights
Lending, risk, regulation, and the data shaping how financial systems evolve.













