DebtorIQ
Identify payment risk early to
strengthen cash flowcash flow
before late payments impact operations.
Core features Core features
Turn receivables data into actionable insight
Identify risks early, track performance continuously, and stay in control of your working capital.
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Proactive risk alerts
Define tailored risk thresholds for debtors and your entire portfolio, get instant, actionable alerts to tackle issues like high DSO, credit breaches, or concentration spikes before they impact your cash flow.
Real-time debtor dashboard
Monitor outstanding invoices, receipts, and debtor balances through an intuitive, real-time dashboard.
Invoice vs receipts tracking
Visualise payment behaviour with monthly comparisons between invoices issued and payments received.
Detailed debtor insights
See overdue balances at a glance with ageing insights that highlight where follow-ups matter most.
Impact
Take control of cash flow and credit risk
Act faster on collections, spot risk early, and protect working capital with clear, actionable insight.
Accelerate cash collection
Quickly identify overdue accounts and focus collection efforts where they matter most.
Reduce credit risk
Spot high-risk customers early through credit scores, concentration analysis, and alert monitoring.
Improve working capital
Better control of receivables leads to stronger liquidity and healthier cash flow.
Make data-driven credit decisions
Use debtor analytics and payment behaviour insights to set smarter credit limits and policies.
Trusted across the ecosystem
Binq is a UK fintech app that uses AI and open banking to help SMEs make smarter financial decisions - from funding to insurance to banking - all in one place.
“Being able to access the right funding at the right time is essential for SMEs, helping them to bridge cashflow, boost inventory or invest in growth. But funding from traditional and high-street banks can often be too complicated and slow. Our partnership with Pulse and Nucleus removes those barriers and means business owners can see an even wider range of fast, flexible and hassle-free funding options with Binq”
Jamie Stewart
CEO of Binq
Loan Tube is a UK-based loan comparison platform that connects consumers with multiple lenders, helping them find and compare personalised loan offers in real time without affecting their credit score.
“No follow-up calls. No duplicate data entry. Just clear funding outcomes delivered at the point of enquiry. This is embedded finance that actually works – instant, transparent and hassle-free”
Gurprit Singh Gujral
CEO of LoanTube
Modern financial insights
Lending, risk, regulation, and the data shaping how financial systems evolve.
Reducing Late Payments with Pulse’s DebtorIQ: A Closer Look at the Intuitive Accounts Receivable Module
Affordability Insights with DebtorIQ: Smarter Lending Decisions
