Open banking

Open Banking

Less paperwork.
Far more security.

With an Open Banking solution, you can securely share only the necessary data for business funding applications.

Get in touch openbankingbanner-img

The Foundation

So, what is
Open Banking?

Open Banking transformed the way businesses and consumers access financial products for the better. It’s meant that organisations and individuals have been able to take control of their own financial data, to drive better outcomes all round.

Legislation introduced in 2018 meant that we now have the choice to share our banking information with trusted third-parties to unlock the best financial services and products.

Why does an Open Banking Platform Exist?

Almost a decade ago, the Competitions and Markets Authority (CMA) began a review of the UK retail banking industry at the time....

What is PSD2?

PSD2 is a directive from the European Union that lays out requirements for banks and businesses in the financial services sector relating to payment services and access to open banking data.....

How can I be sure that Open Banking is totally safe?

Open Banking isn’t the new kid on the block anymore, as it was actually introduced almost 5 years ago! It’s strictly regulated and totally safe....

Enterprise-Grade Security

Open Banking has been created
with security at its heart –
here’s how:

Bank-level security

Instant underwriting decisions delivered at the point of application, API, or embedded flow.

It’s regulated

Only apps and websites that are regulated by the FCA or a European National Competent Authority can enroll in the Open Banking Directory.

You have the power

Instant underwriting decisions delivered at the point of application, API, or embedded flow.

Extra protection

Only apps and websites that are regulated by the FCA or a European National Competent Authority can enroll in the Open Banking Directory.

Get in touch

Systems you trust

Open banking platform - Built on the secure
foundations of traditional banking and
fintech innovation

Secure Access via APIs

Access Open Banking services through secure APIs, similar to online banking and apps.

Enhanced Money Management

Manage your finances with improved security and reliable fraud prevention.

Common Usage

You may already use Open Banking for tasks like paying bills or finding financial products.

Secure Authentication

Authentication involves secure methods like passwords, fingerprints, PINs, facial recognition, and mobile verification—never sharing security details.

You control how long your Open Banking data is shared for

The decision is yours – set the access duration and end it whenever you like.
Changed your mind?
No problem. Revoking access is as easy as granting it. Opt out anytime!

Get in touch

Banking Integrations

Secure and seamless connectivity through Open Banking Solutions

Pulse integrates with leading Open Banking platforms, giving you a clear, real-time view of your business finances. With instant access to your bank transaction data, you can manage cash flow more effectively and ensure tailored lending decisions. We partner with trusted open banking providers to deliver this seamless connectivity. Explore all our Open Banking integrations to see how we can support your financial goals.

Get in touch